Consumer subscription app that builds user credit scores with a unique lending product.

We are a fully FCA authorised consumer credit startup in the UK. We offer a mobile app to consumers who pay a subscription fee to build their credit score and have key bills protected through an interest-free line of credit. We are a recognised brand in the space, with authorisation from the FCA to offer consumer lending, account information, and credit information services, each taking between 6 to 24 months to receive authorisation for. The product has strong unit economics and can be scaled with investment in digital channels, partnerships, and new products. It provides a basis to branch into personal loans and insurance with an existing active and loyal customer base.